What or who the hec is EOC CCA debt collector? – I received a letter yesterday saying that I owed $75 for AT&T mobility, I checked with AT&T and they said I owed nothing all clear. So why am I receiving this letter? I did some google search and there has been a lot of complaint about this company, such as they’re sending old debts or debts that has been cleared or fake debt that people don’t even know exist, somehow they got it. One forum also indicated that the debt might have been cleared already but sold to another debt collector, such as debt collector A sold thousand of debts to collector B, collector B tried to collect but couldn’t for various reason and one of the reason was because it’s already been cleared so they compile a new list and sell it to collector C and it keeping going around in circle forever, I hope someone can put a stop on this, it probably will take hard work someone whom specialized in this area. Not me 🙂 So as a result what I did was pull out by last statement balance, made a photo copy and respond to the letter in certified mail indicating it’s the first time you received such notice, and you have called the company to clear and provide phone # and reference #.
Then last thing you need to do is get a free credit report, you can get one once a year, best to request during middle of the year like now in June or July, and ensure no collectors on your credit report, if there are then dispute it, don’t worry it will clear if you have paper work or being honest then you have nothing to worry about except spending time on it, but it’s worth it. Now if you’re cheating or honestly forgot that it’s legit collection then it’s a different story, yes you must pay the whole amount plus interest for them to remove, it’s a nasty world out there so be vigilent be wary be smart 🙂 and good luck! to me.